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Key Highlights of Prime SBI Credit Card
Axis Bank My Zone Credit Card
Best Suited for  Travel, shopping & rewards
Joining Fee Rs. 2,999
Annual Fee Rs. 2,999 (Waived off on spending Rs. 3 lakh in a year)
Welcome Benefits E-gift vouchers worth Rs. 3,000 from top brands
Best Feature 10 reward points for every Rs. 100 spent on dining, groceries, departmental stores and movies
The Money Fair Rating ★★★(3/5)

The Prime SBI Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

  • Welcome Gift: Get complimentary Amazon/Flipkart vouchers worth Rs. 500 on activation of your Prime SBI Credit Card.
  • Reward Points: Earn 5X reward points on dining, departmental store & grocery spends.
  • Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions done at any petrol pump across India.
  • Air Accident Insurance: Get up to Rs. 1 crore of air accident insurance coverage.
  • Milestone Rewards: Get up to Rs. 10,000 worth of vouchers on crossing your annual spend milestone.
  • Cashback: Get up to 10% cashback on your domestic flight bookings.

Annual Benefits

With this credit card, The annual benefits of an Prime SBI Credit Card include:

  • Welcome Gift: Prime SBI Credit Card holders receive a welcome gift worth up to Rs. 5,000.
  • Reward Points: Earn up to 10X reward points on shopping at select partner outlets.
  • EMI on Credit Card: Convert your high-value purchases into easy EMIs.
  • Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on fuel purchases at any petrol pump across India.
  • Milestone Rewards: Get rewarded with up to Rs. 5,000 worth of rewards when you reach select milestones.
  • Priority Pass Membership: Enjoy a complimentary Priority Pass Membership and get access to over 1,200 airport lounges across the world.
  • Dining Delights: Enjoy up to 20% savings on dining at select restaurants across India.
  • Cashback Offers: Get 5% cash back on all your online and offline purchases.

Other Benefits of Prime SBI Credit Card

Following are the additional Prime SBI Credit Card benefits:

  • Free Airport Lounge Access: Prime SBI Credit Card holders can enjoy complimentary airport lounge access at domestic airports 8 times a year.
  • No Cost EMI: Prime SBI Credit Cardholders can also avail of no-cost EMI options for purchases made on various e-commerce websites.
  • Reward Points: Prime SBI Credit Cardholders can earn reward points on all their purchases. These points can be redeemed for a variety of rewards and discounts.
  • Fuel Surcharge Waiver: Prime SBI Credit Cardholders can avail of a fuel surcharge waiver at all petrol pumps across India.
  • Flexipay: Prime SBI Credit Cardholders can avail of the Flexipay feature, allowing them to make convenient payments over a period of time.
  • International Acceptance: Prime SBI Credit Cards are accepted at over 24 million outlets worldwide, allowing users to make international transactions with ease.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Prime SBI Credit Card: Fees & Charges

The fees and charges applicable to Prime SBI Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 2,999

Annual/ Renewal Fee

Rs. 2,999 (Waived off on spending Rs. 3 lakh in a year)

Finance Charges

3.5% p.m. (42% p.a.)

Late Payment Fee

    For Statement Balance

  • Up to Rs. 500: Nil
  • Rs. 500 up to Rs. 1,000: Rs. 400
  • Rs. 1,000 up to Rs. 10,000: Rs. 750
  • Rs. 10,000 up to Rs. 25,000: Rs. 950
  • Rs. 25,000 up to Rs. 50,000: Rs. 1,100
  • Above Rs. 50,000: Rs. 1,300

Whether or not you should go for a Prime SBI Credit Card depends on your individual needs and preferences. It is important to carefully consider the features and benefits offered by the card to determine if it is the right one for you. Additionally, you should compare it with other cards available in the market to make sure that you are getting the best value for your money.

The decision to go for a Prime SBI Credit Card should depend on your individual needs and financial situation. If you are looking for a credit card with higher rewards, more points, and more benefits, the Prime SBI Credit Card might be a good choice. However, it is important to compare the available credit cards and read the terms and conditions of each one carefully before making a decision.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my Prime SBI Credit Card?

A. Yes, you can earn points for fuel transactions using your Prime SBI Credit Card. Every time you make a fuel transaction, you will earn 3 Reward Points for every Rs. 100 spent at any petrol pump across India. These Reward Points can be redeemed for exciting rewards and discounts.

Q. How do I apply for the Prime SBI Credit Card?

A. To apply for the Prime SBI Credit Card, you can either visit the official SBI website and fill the application form or visit the nearest SBI branch and fill the physical application form. You will need to submit the required documents along with the application form.

Q. Can I withdraw money from my Prime SBI Credit Card?

A. Yes, you can withdraw cash from your Prime SBI credit card. You will be charged a cash advance fee for withdrawing cash from your Prime SBI card.

Q. What is the foreign transaction fee charged by Prime SBI Credit Card?

A. The foreign transaction fee charged by Prime SBI Credit Card is 3.5% of the transaction amount.

Q. I don't have a bank account. Can I apply for an Prime SBI Credit Card?

A. No, you cannot apply for a Prime SBI Credit Card without a bank account. You must have a bank account with SBI in order to apply for a Prime SBI Credit Card.